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The Application Procedure
Our Application Form
If you've already looked at our application form, you may be wondering if that's everything you need to give us. In fact, other than the screen capture that's all there is to applying.
Confirm Bank Details
The second part of the application is the screen capture. It's just a small application program that you install on your computer or on your phone to let us view your bank statement to get a second confirmation of your bank account number and your pay schedule.
We Send The Money
We will send the money to you through ACH andthat's the end of it. No picking up checks or dealing with tellers. You will have direct access to your funds with your own debit card.
We Take Payment
Your payment will come out as scheduled unless you call us beforehand to reschedule the payment. If you want us to reschedule, make sure that you do in fact phone us so you can avoid paying any NSF fees at your bank.
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Sensible Borrowing
Short Term
Payday loans are great financial tools when they're used for their intended purposes. Those intended purposes are always short term in nature. You don't want to be getting dozens of payday loans in a row because the rates aren't intended for that kind of usage.
Time Sensitive Issues
When an issue comes up the first thing you should consider is just how time sensitive it is. A lot of times it's possible to simply not pay the bill on time without incurring much of a penalty at all. When the bill contains a substantial NSF fee that you can't avoid, that's a different story altogether.
Plan To Repay
Make absolutely certain that you will be able to repay the entire loan on its due date before even considering taking out a loan. It's such a common mistake to take a gamble on a loan but you shouldn't be gambling with your finances.
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